Medicare Part C
"Medicare Advantage Plans"
What Is Medicare Part C?
Medicare Part C is also known as the Medicare Advantage Plan. These plans are either an HMO or PPO. These plans are offered by private insurance companies, approved by Medicare.
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These type of plans will combine parts A, B, and D coverage into one plan. With these plans you are eligible for additional benefits such as: Vision, Dental, Hearing, Transportation, and/or Health and Wellness at no additional costs. Keep in mind that you will continue to have the Part B monthly premium cost.
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It is important to know that each Medicare Advantage plan provider can charge different out-of-pocket costs and they may have different rules for how you obtain the services you need. Your costs may also vary depending on the plan you choose.
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If you have any questions in regards to this plan, do not hesitate to reach out to me via phone, email, or fill out the form on this site. I would be happy to assist you with getting you into the right plan!
Medicare Part A Covers The Following:
Medicare Part C coverage must include some of the basic services provided by the government under the original Medicare. For example, some of these services include, but are not limited to:
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Doctor's visits
Durable Medical Equipment (DME)
Emergency ambulance transportation
Hospice
Inpatient hospital stays and treatments
Lab tests, Blood tests, and X-rays
Limited stays at a skilled nursing facility
Limited home healthcare
Mental health services
Preventative care
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In addition to the coverage items above, many of the Medicare Part C plans offer extra benefits.
These include, but are not limited to:
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Dental
Vision
Hearing
Prescription Drugs
Gym memberships
Transportation to doctors appointments
Home meal delivery after an inpatient hospital or SNF stay
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Choosing a Medicare Part C plan can be a very in-depth process when helping a family member or friend. However, it does not have to be difficult. I am here to help you choose the right plan that fits you perfectly! Below are some things to consider when reviewing plans (which are also things I will look into with you.)
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Type of Plan: When choosing the correct Medicare Part C plan, you will want to focus closely on the following:
HMO, PPO, current drugs along with the pharmacy of choice and whether your physicians are in-network with the plan.
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Out-of-pocket Costs: Costs are typically the highest concerns for clients. You want be sure to choose a plan that fits right in your budget and your needs. Low income can make it difficult to meet Medicare Part C premium, deductible, and out of pocket costs, so it is very important to shop around for rates that you can afford.
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Medical situation: When choosing your plan, you want to consider things such as: current health conditions, travel frequency, and provider preferences. Please also keep in mind that every person has a unique health situation, and this should be considered when shopping for coverage.
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Medications: Play a very important part when it come to your C plan and should be reviewed annually.
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Please remember, that I am always here to help. If you choose me to be your insurance advisor, you will have exclusive contact to me via phone or email which is answered within 1 to 2 business days.
If you have any questions in regards to this plan, do not hesitate to reach out to me via phone, email, or fill out the form on this site. I would be happy to assist you with getting you into the right plan!